Insurance Coverage for Addiction Treatment

Insurance Providers We Work With

Understanding Your Insurance Coverage

Most insurance plans are required to cover substance use disorder treatment under the Affordable Care Act (ACA) and the Mental Health Parity and Addiction Equity Act. This means your insurance should cover addiction treatment at the same level as other medical conditions.

What's Typically Covered

• Medical Detoxification: Supervised withdrawal management
• Inpatient/Residential Treatment: 24/7 care in a treatment facility
• Partial Hospitalization (PHP): Intensive day treatment
• Intensive Outpatient (IOP): Several hours per week of treatment
• Outpatient Therapy: Individual and group counseling
• Medication-Assisted Treatment (MAT): Medications plus therapy

How to Verify Your Benefits

The easiest way to understand your coverage is to call our free benefits verification service at 631-SOBERME (631-762-3763). Our team will contact your insurance company and explain:

• What services are covered
• Your deductible and out-of-pocket costs
• In-network vs out-of-network benefits
• Pre-authorization requirements
• Treatment duration limits